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Run Merchant

Virtual Terminal

Take card and ACH payments at the counter or over the phone, all from one easy dashboard. No bulky point-of-sale system required.

Get startedSee how it works

Account

Simple to run.Smarter on every sale.

  • Card and ACH
  • Saved cards
  • Digital receipts
  • Refunds
  • Product 3 data
  • A card keyed into a payment form on a laptop, and a card tapped on a countertop reader

    Key it in or swipe it

    Type card or bank details straight into your browser for phone and mail orders, or swipe on a connected reader at the counter. Same screen, every time.

  • Run Merchant dashboard showing daily sales, transactions, chargebacks, and month-to-date totals

    See it all at a glance

    Every payment, deposit, and chargeback in one real-time dashboard, across every merchant account. Switch between them from one drop-down.

  • Keep more of every sale

    Built-in cost optimization passes Product 3 data on qualifying cards to unlock lower rates, with compliant surcharging to offset the rest.

Built for businesses that don't need a full POS.

Not every business needs a register, menus, and inventory tracking. If you take payments at a front desk, a service counter, or out on the job, Run Merchant gives you everything you need to get paid, and nothing you don't.

A great fit for

  • Medical, dental, and veterinary officesCopays at the front desk, balances over the phone.
  • Law, accounting, and professional services firmsRetainers and invoices, keyed in or paid by link.
  • B2B and wholesale businesses with will-call countersSwipe at pickup, with Product 3 data on business cards.
  • Practices and businesses with more than one locationEvery account in one dashboard, one drop-down away.
  • Any business that takes payments in person and onlineOne account for the counter and the website.

Get paid in person

A card reader for every kind of counter.

Choose from nine secure card readers. Every one is P2PE-validated and accepts chip, swipe, and contactless payments, including Apple Pay, Google Pay, and Samsung Pay. Customers tap, dip, or swipe, and their card details are protected from the moment the card is read.

Nine readers, three ways to set up

Clover Mini 3At the counter

Clover

Mini 3

A sleek touchscreen that turns any counter into a checkout.

Screen
8" color touchscreen
Connects
WiFi, Ethernet, LTE
  • Prints receipts
  • Signature capture
  • Cash drawer optional
Run Merchant

Virtual Terminalis just the start.

Same account. Same dashboard. Every other way you get paid.

Explore Run Merchant
  • Invoices
  • Payment links
  • Recurring billing

Questions and Answers

What is a virtual terminal?

Software in your browser that lets you take card and ACH payments by typing in the details, or by connecting a card reader for in-person sales.

Do I need a card reader?

No. You can key in payments from your browser on day one. Add a reader when you want to take tap, dip and swipe.

How much does it cost?

There’s no monthly Virtual Terminal fee, and readers are a one-time purchase. Processing is priced for your volume, so tell us how you take payments and we’ll put a quote together.

Is my customers’ card data secure?

Card data is tokenized, which reduces your PCI scope, and every reader is P2PE-validated.

Can I take ACH?

Yes. Key in bank details from the same screen you use for cards.

Can I manage more than one merchant account?

Yes. Switch between accounts and locations from one drop-down, all in one dashboard.

Can I save a customer’s card for next time?

Yes. Saved cards live securely in your customer vault.

What is Product 3, and will I qualify?

Product 3 sends extra transaction details on business and purchasing cards, which can unlock lower rates. If you take business cards, ask us.

Ready to RUN?

Tell us how you take payments, and we’ll show you how Run Merchant fits.

Get started

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